Alright, carsfast.ca, what’s the deal here? It’s a Canadian spot promising car loans quick, even if your credit’s shot. Sounds tempting, huh? Checked Trustpilot, and their parent crew, Consumer Genius Inc., has a nice 4.5 out of 5 from 21 reviews. Folks there say customer service is dope, but it’s mostly partner reviews, not regular Joes. Sitejabber and Reviews.io got nothing, same with Trustedrevie.ws. Kinda weird for a site claiming over 600,000 helped, ya know?

Scamadviser hands it an 80/100 trust score, so not a total scam alert, but not spotless either. Based in Toronto, kicking since 2016, tied to big shots like TD and RBC. That’s a good sign. X has some chatter, couple happy peeps going ‘loan came fast,’ but one dude griped about annoying calls after signing up. Guess they’re pushy with the sales pitch. Site’s simple, toss in your details, pick a car, and they hook you up with lenders. No fees to start, which I like.

Here’s the thing, they’re just brokers, not the ones lending cash. Offers come from others, rates swinging from 4.9% to 29.9% based on your credit. Saw some old Reddit rants calling it sketchy for lacking info, but it’s sharper now. No big horror stories on delivery or sneaky fees. Prolly safe if you need wheels fast, just don’t skip the fine print. Legit enough, but not magic.

Tags : car loans, bad credit, Canada, auto financing, Toronto, online loans